Post Office MIS Calculator
Check the monthly income from the post office on your investments with the MIS calculator.

Investment amount

Interest Rate p.a. (%)


Steps To MIS Calculation

Check Your Monthly Income from the post office by following three simple steps.
Step 1
Enter the amount you have invested with the post office.

Step 2
Check for the kind of policy you have opted for as every plan has a separate rate of interest.
Step 3
Enter the Rate of Interest and click on the “Calculate” button.

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What Is a Monthly Income Plan In the Post Office? What Is Mis Interest Rate?

Post Office Monthly Income Scheme (POMIS) may be the best choice for you.

Post Office Schemes, Interest Rates, Minimum, and Maximum Deposit

Post Office Schemes Interest Rates (P.A.) Minimum Deposit Amount Maximum Deposit Amount
Post Office Schemes 4% 20 No Limit
Post Office Time Deposit Or FD 6.90% - 7.70% 200 No Limit
Post Office Recurring Deposits 7.20% 10 No Limit
Post Office Monthly Income Scheme 7.60% 1500 Individual 4.5 Lakhs & Joint 9 Lakhs
Post Office Kisan Vikas Patra 7.60% 1000 No Limit
Post Office 5 Yr NSC - VIII Issue 7.90% 100 No Limit
Public Provident Fund 7.90% 500 1.50 Lakhs per annum
Sukanya Samriddhi Account 8.40% 1000 1.50 Lakhs
Senior Citizen Saving Scheme 8.60% 1000 15 Lakh

The FAQ on Monthly Income Scheme / Calculator


What Is The Highest Investment Amount Of MIS In The Post Office?

As there is no fixed number of accounts held by the individual, yet there is a breaking point on the most extreme sum that can be in total contributed overall POMIS accounts. On account of an individual working account, the most extreme investment permitted in POMIS is Rs.4.5 lakhs.


Is Post Office MIS Without Tax?

POMIS doesn't offer any tax refund under area 80C. The sum put resources into POMIS isn't tax-deductible. On the off chance that the regularly scheduled payouts are not pulled back, they sit and don't yield any interest. There is no TDS on the Post Office MIS. However, the interest payment is taxable in your grasp.


Which Post Office Program Is Ideal?

Top 3 Best Post office savings schemes:-

Scheme Interest Rate Eligibility
15 year Public Provident Fund Account (PPF) 7.9 % p.a. (Exacerbated Annually) Individual
National Savings Certificates (NSC) 7.9 % p.a. (Exacerbated Annually) Individual
Kisan Vikas Patra (KVP) 7.9 % p.a. (Exacerbated Annually) Individual (Adult)

What are the signature schemes in the post office?

  • Post office Fixed Deposit account or Time Deposit Account.
  • Post office Recurring Deposit (RD)
  • Post office MIS Account.
  • Kisan Vikas Patra (KVP)
  • 15 year Public Provident Fund Account (PPF)
  • National Savings Certificates (NSC)
  • Sukanya Samriddhi Accounts.
  • Senior Citizen Savings Scheme (SCSS)

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Readout the opinions of different individuals who opted for the monthly income scheme plans.
Great Schemes!!
Opted For the Senior citizen saving scheme and I realized that this scheme provides more interest per annum as compared to other bank schemes.
Rajesh Dubey - (Retired Employee From Private Firm
Best Investment Options!!
So many options to choose from with a high rate of interest on almost every scheme. I am convinced that post-offer savings are much better.
Meenal Joshi - (Manager at Jayco Enterprises)
Better Than Banks
After comparing the schemes with many leading banks, the post office option amazed me with better returns on investments.
Aman Bhomrah - (Ex- Railway Employee)
Less Risky For Me
I was investing in mutual funds of the different financial institutions before and suffered some loses as well, but that’s not the case in post office investment.
Sundar Kumar - (Owner Of Virtue Enterprises)
Money Making Schemes!!
Schemes are perfectly designed for every class of the country to save more money and gain more in return through lucrative interest.
Juhi Manchanda - (Housmaker & Self Employed)